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Do all condo owners need to carry condo insurance in New York?

There are many benefits that come with owning a condo in the Westchester, NY area. Condos tend to come with a lot of amenities and reduced maintenance needs. While owning a condo can be a great option, you do need to ensure you have the right insurance at all times. There are a few reasons why the typical person will need to have condo insurance here. 

Insurance Offers Valued Protection

A key reason that you will want to have condo insurance is that it will offer valuable protection. Condo insurance offers various types of protection that will make it worth the investment. This can include providing you with coverage for the condo, any personal assets, and liability coverage. This will prove to be helpful if you incur certain types of loss or are found liable for an accident.

Insurance is Often Required

You should also get this coverage as it is typically required for condo owners. If you choose to purchase a condo, you need to abide by rules that are set by the home association. This typically will include requiring all owners to have a full condo insurance plan. Further, many condo owners will take out a mortgage when they buy their condo and lenders will require that you maintain condo insurance at all times. 

When you are assessing your needs for condo insurance in Westchester, NY, you can find that it is hard to choose the right plan. Fortunately, the team with ASZ International Inc. is available to help you. With so many choices to make when looking for coverage, ASZ International Inc. is a great resource as they will take a personalized approach to help you build and choose a plan that will protect your condo and ensure you are in full compliance. 


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