Throughout this Privacy Policy (“Policy”), “ASZ,” “We,” “Us” or “Our” refers to ASZ International, Inc. dba ASZ Associates and its affiliates, DBAs, subsidiaries and brand names (including, but not limited to, Risk Channels). “You,” “Yourself” and “Your” refers to you, the end user of Our website as described below (and Our honored guest here in cyberspace). We may, from time to time, collect personal data from individuals who are outside our company, such as:
We are committed to protecting Your privacy. This Privacy Policy explains Your privacy rights regarding our collection, use, sharing, and storage of Your personal data. Please contact Marc Zettl at mazettl@aszinternational.com with any requests, questions, or concerns relating to this Privacy Policy.
Your personal data is collected by various means, including electronic forms available on this website (the “Site”) or other websites, emails, phone calls, regular mail, and meetings. We collect and process personal data from You only for lawful reasons, such as our legitimate business interests (as described below), Your consent, or to fulfill our legal and contractual obligations.
In most cases, Your personal data is provided to us directly by You or Your employer. We may collect:
We use Your personal data for the following business purposes:
We never share Your personal data with third parties for their sales or marketing purposes. We only share Your personal data to provide our products and services, process claims, and comply with legal obligations or investigations. We share personal data with insurers, reinsurers, brokers, underwriters, insurance reference bureaus, motor vehicle record lookup services, medical service providers, fraud detection agencies, loss adjusters, lawyers, accountants, and others involved in the underwriting and claims handling process.
If You live in the European Economic Area, United Kingdom, or Switzerland, You have certain rights regarding Your personal data, including:
To submit a question or concern about Your rights, please email Marc Zettl at mazettl@aszinternational.com. If You live in the European Economic Area, United Kingdom, or Switzerland, and You are unsatisfied with our response, You have the right to lodge a complaint regarding Your personal data with an applicable supervisory authority.
We store Your personal data for as long as required for the business purposes for which it was collected and processed. We take security seriously and implement reasonable and appropriate technical and organizational measures to protect the personal data we collect from improper use, unauthorized access, and external threats.
Because ASZ and its servers are located in the United States, we necessarily transfer any data that is collected from outside the United States to the United States for processing and storage.
In order to provide appropriate safeguards regarding transfers of personal data from the European Union (“EU”) and the United Kingdom to the United States, we have certified our compliance with the EU-U.S. Privacy Shield Framework (a “Privacy Shield Framework”). We are committed to subjecting all personal data received from the EU and the United Kingdom to the applicable Principles of the Privacy Shield Frameworks, and we comply with the Privacy Shield Principles for all onward transfers of personal data from the EU and the United Kingdom, including the onward transfer liability provisions. To learn more about the Privacy Shield Frameworks, and to view our certification, visit the U.S. Department of Commerce’s Privacy Shield List at https://www.privacyshield.gov.
The U.S. Federal Trade Commission has jurisdiction over ASZ’s compliance with the Privacy Shield Frameworks. In certain situations, we may be required to disclose personal data in response to lawful requests by public authorities, including in order to meet national security or law enforcement requirements.
If you have any unresolved concerns regarding any data that is subject to the Privacy Shield Frameworks that we have not addressed satisfactorily, please contact our U.S.-based third party dispute resolution provider (free of charge) at https://www.jamsadr.com/file-an-eu-us-privacy-shield-claim.
Under certain circumstances, more fully described on the Privacy Shield website you may be entitled to invoke binding arbitration when other dispute resolution procedures have been exhausted.
ASZ collects information about how You use Our website by using cookies. A cookie is a small text file that is stored on Your device, either temporarily or permanently, and allows Us to recognize You, track Your preferences, and learn about how users interact with Our website. You can configure Your internet browser preferences to limit the acceptance and storage of cookies, but blocking all cookies may severely limit Your browsing experience on Our and other websites.
The cookies ASZ uses vary. Some of the cookies ASZ uses are necessary to allow users to navigate secure areas containing content for registered users. ASZ also uses functional cookies to gather information about user choices such as language, region, or other settings. Information gleaned from these functional cookies is usually anonymized and not used for non-functional purposes.
ASZ uses analytical services to determine the effectiveness of Our content, what interests Our users, and the functionality of Our Services. We also use web beacons-which are usually one-pixel electronic images inserted in web content or email messages, tracking pixels, and similar technologies to understand more about website visitors and count visitor numbers. ASZ utilizes performance cookies to track how many individual users visit Our website and how often they do so. While information gathered through web beacons, tracking pixels, and performance cookies are generally not used to personally identify any user, such data may be combined with other information to analyze personal website user information.
By using ASZ’s Services, You agree that We can place cookies on Your device as described herein.
If You choose, You can interact with ASZ via social media websites, plug-ins, or applications. Your privacy settings on social media platforms determine the information made available to Us when You engage with via social media. Please refer to the privacy statements, settings, and help guides of these social media platforms to learn more.
Our Service may provide online forums through various potential functionalities, including messaging, comments, chat rooms, blogs, and other similar mechanisms, which may allow You its third-party business partners have any control whatsoever over the user-generated content contained in such a forum provided through Our Services, and therefore will bear no liability for the content’s accuracy, suitability, legality, or inoffensiveness. ASZ bears no responsibility or obligation to monitor user-generated content, but nevertheless reserves the right to remove or edit user-generated information for any reason whatsoever. Should You encounter any issues with user-generated content, please contact us immediately at itsupport@aszinternational.com.
If You access Our Services with Your mobile device, We may collect certain information automatically, including but not limited to Your mobile device’s unique device identification, IP address, mobile operating system, internet browsers in use, and location. We also may collect information about the way You use Our Services. Should You choose to provide ASZ with Your mobile phone number, You consent to the use of Your number for the purposes identified in Our Terms of Service. If You choose to receive text or other notifications from Us on Your mobile device, You also consent to the use of Your phone number for that purpose.
If You choose, You can interact with ASZ via Text Messaging / SMS. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. ; all the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Occasionally, at Our discretion, We may include links to or offer third party products or services on Our website. We do not control the personal data collection methods of third party websites that can be reached through links from our Site. We encourage You to be aware when You are leaving this Site and to read the privacy statements of any third party website that collects Your personal data.
We may disclose Your personal or other sensitive information if We are required to do so-or have the good faith belief that such action is necessary-to conform to the edicts of the law or comply with legal process served on ASZ, in response to law enforcement authority or other government official requests, when necessary or appropriate to prevent physical harm or financial loss, in connection with an investigation of suspected or actual illegal activity, or, in the event that ASZ is subject to a merger or acquisition, to the new owner of the business. Disclosure may also be required for company audits or to investigate a complaint or security threat.
We understand the importance at protecting the privacy of children. Our website is not intentionally designed for or directed at children, and We do not knowingly collect personal information from children on Our website.
If we modify this Privacy Policy, we will post the updated version on our Site. It is Your responsibility to periodically review this Privacy Policy, and You are bound by any changes to the Privacy Policy by using our Site, products, or services after such changes have been posted.
This Site is owned and operated by ASZ International, Inc. dba ASZ Associates, 500 Summit Lake Drive, Suite 120 Valhalla, NY 10595. If You have questions or concerns about this Privacy Policy or Your rights, please email Marc Zettl at mazettl@aszinternational.com. If You live in the European Economic Area, United Kingdom, or Switzerland, You have the right to lodge a complaint regarding Your personal data with an applicable supervisory authority.
Pursuant to New York Insurance Law section 2612 and Regulation 168 (11 NYCRR 244), ASZ International, Inc. dba ASZ Associates ("ASZ") has procedures in place to protect the privacy and confidentiality of persons covered by an insurance policy that have a valid order of protection against the policyholder or other persons covered by the policy.
Upon delivery to ASZ by an insured of a valid order of protection, ASZ will for the duration of the order keep confidential and not disclose to the policyholder or other persons the insured’s address and telephone number; or the name, address, and telephone number of a person providing covered services to the insured. If a child is the insured, then this right may be asserted by the child’s parent or guardian.
New York Insurance Law section 2612 also requires health insurers, which includes Workers’ Compensation insurers, to accommodate a reasonable request made by a person covered by an insurance policy to receive communications of claim-related information by alternative means or at alternative locations. Except with the express consent of the person making the request, a health insurer may not disclose to the policyholder: (1) the address, telephone number, or any other personally identifying information of the person who made the request or child for whose benefit a request was made; (2) the nature of the health care services provided; or (3) the name or address of the provider of the covered services.
To make a request: To submit a valid order of protection or make a reasonable request, and to specify an alternative means of contact, please contact ASZ at the address and telephone number listed below.
To revoke a request: To revoke a request, an insured must send a notarized statement seeking revocation to the address below:
ASZ International, Inc.
Attn: Executive Resolution Department - Confidential
500 Summit Lake Drive, Suite 120
Valhalla, NY 10595
800.694.0279, ext. 101
For information about domestic violence services, please contact the New York State Domestic and Sexual Violence Hotline by telephone at 1-800-942-6906, or access the website of the New York State office for the Prevention of Domestic Violence at http://www.opdv.ny.gov/help/dvhotlines.html.
Comparing Quotes - Made SimpleCompare your unique insurance quotes
online via our comparative quoting form.
