Before hopping on your motorcycle and enjoying the thrill of the open road, ensure your insurance is up-to-date. Motorcycle insurance is much more than a legal requirement; it’s a smart layer of protection. Just like wearing the right helmet and riding gear, the ASZ International Inc. Westchester, NY team encourages you to review your policy and get the right coverage for any unexpected event.
Why Review and Update Your Motorcycle Insurance?
Life changes all the time, and so does insurance coverage. If you reduce your coverage to only comprehensive during the off-season when your bike is parked, you’ll need to add collision insurance before riding again. Additionally, if you plan on taking passengers along for the ride or have modified your motorcycle, these should be covered, too.
Here’s a helpful checklist:
- Comprehensive Insurance Coverage: Comprehensive coverage protects you from non-collision damages like fire, theft, and vandalism. This is perfect for long periods when you aren’t riding your motorcycle.
- Collision Coverage: Collision coverage protects you from accidents that occur while riding your motorcycle. Before riding again, reinstate you removed the coverage.
- Liability Insurance: If you plan to allow passengers to ride along, you should have liability insurance that covers any injuries you might cause to others while riding with you.
- Uninsured/Underinsured Motorist: Unfortunately, many drivers on the road don’t have any insurance coverage. Uninsured and underinsured insurance covers you for damages caused by others who don’t have any or enough coverage.
Protect Yourself With Proper Insurance Coverage
Get the right insurance coverage in New York and New Jersey. Our expert team at ASZ International Inc. in West Chester, NY is here to help you with your motorcycle and insurance needs. Contact us today.
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